Author Archives: Administrator

What is The Standard for Proving Forfeitability in Illinois Today?

Illinois now requires preponderance of evidence to prove forfeitability, marking a shift in the standard...

Wells Fargo Settles Lawsuit Over Deficient Repossession Notices

Wells Fargo agrees to a $95M settlement in a lawsuit over inadequate repossession notices, including...

Fourth Circuit Court of Appeals Grants Police Officer Qualified Immunity in Improper Repossession Lawsuit

The Fourth Circuit grants a police officer qualified immunity in a lawsuit over improper repossession...

Trial Court Analyzed Six Alleged Violations of Notice to Sell Repossessed Vehicle

In AmeriCredit v. Bell, the Missouri court analyzed six alleged UCC Article 9 violations in...

Federal Court Sends Improper Repossession to Arbitration Despite Lien Being Paid Off

Court orders arbitration in wrongful repossession dispute where the vehicle had been fully paid off...

Improper Repossession Lawsuit Requires Proof of Financial Institution’s Direct Involvement

In Flowers v. Kia, court dismisses lawsuit due to lack of evidence linking Kia Financial...

CFPB Releases Report on Wrongdoing in the Auto-Finance Market: Wrongful or Improper Repossessions in 2024

CFPB's 2024 report reveals misconduct in auto finance market, reporting $1.616 trillion in loan debt...

Is “No” Three Times Good Enough to Be a “Breach of the Peace”?

The Gonzalez v. VJ Wood case highlights whether a verbal 'No' three times is enough...

No Private Right of Action Against Prosecutor or Detective for Delayed Hearing Greater Than Sixty Days

Whitfield v. Muskingum County case finds no right to sue for delayed vehicle return, as...